Your LegalShield Family Plan Covers:

1. The member
2. The member's spouse
3. Never-married dependent children of the member or member's spouse who are under 21 and living at home
4. Children under age 18 for whom the member or member's spouse is the legal guardian
5. Full-time never-married students under 23 years old if the student is a dependent of the member or member's spouse
6. Any dependent child, regardless of age, who is incapable of sustaining employment because of mental or physical disability and who is chiefly dependent on the member or member's spouse for support

Additional Information: Provider law firms may be prevented by ethical rules from presenting a claim, defense, or legal position that the law firm believes to be frivolous or without merit. It is up to the Provider Lawyer's professional judgment as to whether or not your claim, defense or legal position may prevail in court or is frivolous or without merit. Emergency services are subject to conditions imposed by the detaining/questioning authority.

25% off additional legal services: During the term of your membership, you may use your Provider Law Firm for legal situations that are outside plan coverage. These additional services are offered at a negotiated rate that is at least 25% less than the Provider Attorney's standard Rate. Your Provider Law Firm will let you know when this discount applies and go over these fees with you.

After initial consultation, the following are covered under your 25% discount:

• Lawsuits filed due to conditions that were foreseeable prior to enrollment.
• Charges of DUI/DWI, drug-related matters, hit-and-run, leaving the scene of an accident, unmeritorious cases, issues resulting from operating a commercial vehicle with more than two axles.
• Bankruptcy, divorce, separation, annulment, child custody, other divorce-related matters.
• If you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of a business and had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge.
• Garnishment, attachment, other appeals.
• Charges of tax fraud or income tax evasions, Trust returns, business (including Schedule C) and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the Member's tax returns, or services rendered by an enrolled agent.

This is a general overview of your legal plan coverage for illustration purposes only. See a plan contract for complete terms, coverage, amounts, conditions and exclusions.

Please note, class actions, interventions or amicus curiae filings in which you are a part or potential part are not covered by the LegalShield membership.